The Access to Finance Study (A2FS) represents the first research effort of its kind in Pakistan, to gain comprehensive understanding about consumers’ financial management practices, perceptions about financial service providers, usage of financial services and barriers faced in accessing them. The Study provides qualitative insights and empirical data
covering over 10,000 respondents, poor and rich, men and women drawn from the urban and rural areas of the four provinces and Azad Jammu and Kashmir (AJK).

Contrary to traditional financial surveys the A2FS survey covers the formal and the informal financial services being used in Pakistan. In addition, it explores the psychological and behavioural factors influencing financial decision making. Wide variety of financial service providers: to improve their current services, understand their existing clientele better, innovate and gain improved understanding about new market niches Policy makers: to help shape improved policies and regulations governing the financial sector; establish benchmarks to measure
progress and make cross country comparisons Development practitioners: to guide their financial market development programs and measure impact Researchers: to determine areas which require deeper probe and inquiry and inform their existing research agendas

Please refer to the publications under the documents section for more information.

For any other information/questions, please contact:

Pakistan Microfinance Network (PMN)

2nd Floor, Block-14, Civic Centre

G-6, Islamabad

Tel: 0092-51-2824788, 0092-51-2279015