Welcome to FinScope

FinScope, a FinMark Trust initiative, is a nationally representative study of consumers' perceptions on financial services and issues, which creates insight to how consumers source their income and manage their financial lives. The sample covers the entire adult population, rich and poor, urban and rural, in order to create a segmentation, or continuum, of the entire market and to lend perspective to the various market segments.

FinScope explores consumers' usage of informal as well as formal products and builds a picture of the role that the informal sector can play in the financial markets of developing countries. Since FinScope is a perceptual study, it also encompasses attitudes, behaviours, quality of life factors and consumption patterns.

FinMark Trust was established in March 2002 and is funded primarily by UKaid from the United Kingdom's Department for International Development (DFID) through its Southern Africa office. FinMark Trust is an independent trust, whose objective is "Making financial markets work for the poor".

Latest News

Dec

Summit TV interview on FinScope SA 2011 findings
Summit TV interview with Maya Makanjee on FinScope SA 2011 findings

Dec

CNBC Africa's Live Studio Interview on FinScope SA 2011 findings
Interview with Maya Makanjee on the FinScope South Africa 2011 findings on 7 December 2011

Latest Downloads

	Financial inclusion in Rwanda 2012
	FinScope consumer survey Swaziland 2011
	FinScope consumer survey Zimbabwe 2011
	FinScope South Africa 2012
	FinScope South Africa 2012
	Report::FinScope Lesotho Consumer Survey 2011
	FinScope livelihoods approach 2011

85% of the population of Botswana owns a cellphone

The most used banking service in Botswana is ATMs

The most regular banking activity in Botswana is cash withdrawals

The first FinScope Ghana survey in underway

Results of the first FinScope Ghana survey will be released in 2010

Ghana is the 14th African country to conduct a FinScope survey

83% of Kenyan respondents see their home as something to keep and never sell

4.5% of all Kenyan adults own a mobile phone and this rises to 80.4% in the city of Nairobi

45.8% of the Kenyan population are engaged in agriculture as a form of livelihood

Lesotho is a small, landlocked country completely surrounded by South Africa

Lesotho is ranked as a Least Developed Country

Lesotho’s economy is still primarily based on subsistence agriculture, especially livestock

Less than 20% of Malawians have a regular salary and 75% of employed people are paid in cash

87% of Malawian households use paraffin for lighting

56% of Malawians who save say they prefer to hide their cash in a secret place

66% of the adult population of Mozambique live in rural areas

71% of the adult population of Mozambique use firewood for cooking

42% of adults in Mozambique earn less than US$200 a year

Loss of income because of illness or death are seen as key risks to financial security in Namibia

Low population density in Namibia makes physical access an important variable in getting people banked

Housing in Namibia is mainly traditional and improvised and usually owned by the occupant

Only 15% of women in Nigeria have bank accounts

The main source of income for a third of the adult population in Nigeria is from their own business

About 86% of the rural population in Nigeria is unbanked

Only 3% of people in Pakistan are formal savers – 53% save informally

54% of people in Pakistan say they don’t like to take debt because it means tensions and worries

Only 2.3% of the Pakistan population use formal or informal money transfer services

More than 90% of Rwandan households engage in farming and only 9% of adults are formally employed

Less than one in five people in Rwanda have access to a cellphone

Most adults in Rwanda regard their home as an asset and they are not likely to move

Only 10% of adults in South Africa who save are saving for retirement or old age

33% of adults in South Africa have a credit or loan product

16.8% of adults in South Africa have short-term insurance

Financial inclusion in Swaziland is lower than in Lesotho, Namibia and Botswana

About 70% of the population of Swaziland depend on agriculture for a livelihood

Three out of 10 people in Tanzania who save say they keep their money in a secret hiding place

People in Tanzania mainly use personal contacts to transfer money around the country

Only 5% of the population in Tanzania claim to earn a living in the formal sector

61% of people who borrow money in Uganda say the borrow to meet daily expenses such as buying food

The most common form of investment is in Uganda is buying livestock

70% of Ugandans earn some income from agriculture, mainly growing and selling crops

75% of adults in Zambia have more than five members in their households

66% of Zambians who are self-employed say they keep business cash at home

Only 55% of adults in Zambia have the National Registration Card identity document

Welcome to FinScope

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